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Planning for the unexpected isn’t something most people enjoy thinking about, but having the right legal documents in place can provide peace of mind for both you and your senior loved one. Two essential documents everyone should understand are power of attorney and healthcare proxies, which ensure your wishes are honored when you’re unable to make decisions yourself.
What Is Power of Attorney?
A power of attorney (POA) is a legal document that grants another person the authority to act on your behalf in financial, legal, or business matters. The person you designate is called your “agent” or “attorney-in-fact,” and that individual can make decisions ranging from paying bills to managing investments.
There are several types of power of attorney:
- General power of attorney – Gives broad authority over your financial affairs
- Limited power of attorney – Restricts the agent’s authority to specific tasks or time periods
- Durable power of attorney – Remains valid even if you become incapacitated
- Springing power of attorney – Only becomes effective when certain conditions are met, such as incapacitation
What Is a Healthcare Proxy?
A healthcare proxy, also known as a healthcare power of attorney or medical power of attorney, is a document that designates someone to make medical decisions for you when you cannot communicate your wishes. This person, called your healthcare agent or proxy, works with doctors to ensure you receive appropriate medical care based on your values and preferences.
Your healthcare proxy can make decisions about:
- Treatment options and medical procedures
- Which doctors or specialists to consult
- Where you receive care (hospital, home, nursing facility)
- End-of-life care preferences
If you give your agent medical power of attorney, he or she will have the authority to hire a home caregiver for you. The type of home care Oklahoma City seniors need can vary. Some need assistance a few hours a day, while others require more extensive around-the-clock assistance. At Lifestar Home Care, we tailor our care plans based on each senior’s individual care needs, and the plans can be adjusted at any time. We are a trusted provider of respite and 24-hour care, and we also offer specialized Alzheimer’s, dementia, Parkinson’s, and stroke care for seniors.
Key Differences between the Two Documents
While both documents grant decision-making authority to another person, they serve distinct purposes. A power of attorney focuses on financial and legal matters, such as managing bank accounts, paying taxes, or handling property transactions. In contrast, a healthcare proxy specifically addresses medical decisions and treatment options.
The timing of when these documents become effective can also differ. A durable power of attorney typically takes effect immediately upon signing, while a healthcare proxy usually only becomes active when you’re unable to make medical decisions yourself.
Having these legal documents in place can give you peace of mind, knowing your wishes will be honored in case you experience serious health issues, such as dementia, that inhibit your decision-making ability. Aging in place can present a few challenges for seniors living with dementia. However, they can still live independently at home with the help of professional dementia care Oklahoma City families can rely on. Lifestar Home Care can provide their elderly loved ones with mental and social stimulation, timely medication reminders, assistance with meal prep, and much more. Our caregivers are available around the clock to help your loved one live a happier and healthier life.
Who You Should Choose as Your Agent
Selecting the right person for these important roles requires careful consideration. Your agent should be someone you trust completely, who understands your values and wishes, and who can handle the responsibility during potentially stressful situations.
Consider these factors when making your choice:
- Reliability – Someone who will be available when needed
- Communication skills – Able to work effectively with professionals
- Emotional stability – Can make difficult decisions under pressure
- Geographic proximity – Lives close enough to act quickly if necessary
- Age and health – Likely to be capable of serving for years to come
It’s wise to name alternate agents in case your first choice becomes unavailable. You should also have honest conversations with your chosen agents about your wishes and expectations.
Legal Requirements and Next Steps
The requirements for power of attorney and healthcare proxy documents vary by state, but most require your signature to be witnessed or notarized. Some states have specific forms that must be used, while others accept documents that meet certain legal standards.
To create these documents, you can:
- Consult with an elder law attorney for personalized guidance
- Use your state’s official forms if available
- Work with online legal services for basic documents
- Contact local legal aid organizations for assistance
Once these are completed, provide copies to your designated agents, family members, doctors, and financial institutions. Store the original documents in a safe but accessible location, and review them periodically to ensure they still reflect your current wishes.
Taking the time to establish power of attorney and healthcare proxy documents protects both you and your loved ones from uncertainty during difficult times.
If you want to continue living at home as long as possible, help is available. Whether you have a primary family caregiver who needs respite from his or her caregiving duties or you need Oklahoma City live-in care, Lifestar Home Care can meet your family’s care needs. Our dedicated caregivers are available around the clock to provide transportation to doctor’s appointments, ensure seniors take their prescribed medications, and help with a variety of tasks in and outside the home. Reach out to us at Lifestar Home Care if you need compassionate professional care for yourself or a loved one. Call one of our friendly Care Managers today.